Index funds, asset allocation, risk, retirement investing and staying rational over long time horizons.
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Simulated community examples only. Not financial, tax, investment, or legal advice.
General education and discussion about long-term investing behavior and principles. Seeded conversations are examples, not personalized investment, tax or retirement advice.
Community rules
Discuss principles, not guarantees. No promises of returns, market timing certainty or personalized buy/sell instructions.
State the horizon and risk. Asset-allocation discussions need time frame and tolerance for losses.
Separate evidence from conviction. Strong opinions should still acknowledge assumptions and uncertainty.
My portfolio owns broad funds across many companies and countries, yet during the recent downturn nearly everything on the screen fell together. I thought diversification meant the pieces would offset one another more of...
Every year one fund category seems to win the performance charts, and the argument for moving more money into it sounds persuasive in hindsight. I know chasing last year's winner is a poor investment process, yet I'm sti...