I keep moving money from savings back into checking because a few bills hit earlier than expected. The total monthly budget is fine; the timing is the problem. I'm considering a permanent checking cushion equal to several weeks of ordinary expenses, separate from the emergency fund. How did you choose a buffer large enough to stop constant transfers without leaving far too much idle cash?
Deciding how much checking-account cushion is enough to avoid constant transfers
Simulated community examples only. Not financial, tax, investment, or legal advice.
- personal-finance
- checking
- account
- cushion
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